We provide adequate, competitive medical professional liability coverage to qualified physicians. As a physician owned insurance company, participating doctors have more control over their insurance premium spend on the front end and have a stake in the profits generated at the back end.
These following services will be provided to assist PCIG in its purpose to serve the medical community with medical malpractice insurance throughout all medical specialties
Physicians Choice Insurance Services, Inc. (PCIS) has incorporated the resources and experience necessary to target specific categories of physicians, through a concentrated marketing campaign focusing primarily with the cooperation of recognized physicians’ associations, to provide them the opportunity to obtain competitively priced professional medical liability insurance. Target categories aim exclusively for members of medical specialty and state/county societies to help them meet the demands of medical professionals as they respond to a changing economy and to ensure better practice standards.
PCIS was founded with the sole purpose of providing a vehicle to reach these specific targeted associations of physicians and their staffs to help cope with a medical environment facing increased regulation, mass confusion in the payer world, along with ever-increasing operating expenses.
The Committee is created for the purpose of working with PCIG and shall limit its activities to advising on matters that directly concern the captive program. The specified objective of the PCIG Steering Committee is to act in the best interests and betterment of the captive. To accomplish its objective, the committee will focus its efforts on:
The Advisory Board is created for the purpose of working with the management of PCIG and shall limit its activities to advising on matters that directly concern benefits to the doctors participating in the program. The Advisory Board is charged with:
Doctor's Advisory Board Members
Occurrence Coverage
Occurrence policies cover any incident while the policy is (or was) active, regardless of when the incident is reported or when it becomes a claim.
Claims Made Coverage
A claims-made policy covers claims reported while your policy is active.
Claims-Made Plus Coverage
Claims-Made Plus policies offer general coverage with pre-paid, tail coverage.
Prior Acts Coverage
Prior acts coverage provides coverage for claims that were made while insured under a prior claims-made policy.
Tail Coverage
Tail coverage protects you against claims that occurred during previous claims-made policy coverage, and the claim is made after policy termination
